23797 NE 189th StreetFort Mc Coy, FL 32134Price: $329,900

  • Price: $329,900
  • Est. Mortgage of $/month
  • 41 Days on Market
$
$
%
$/month over payments
Federal 30-year interest rate: 6.51% last updated on May 21, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.
  • $329,900List Price
  • 2Bedrooms
  • 1Full Bath
  • 1,268Square Feet
A rare hidden gem, this breathtaking property in Fort McCoy offers lakefront living with water on 2 sides! Privacy!! From Hwy 19 north of Salt Springs in the heart of the Ocala National Forest, the property is secluded, but not remote; 11 minutes to Salt Springs. 30 minutes to Palatka. 50 minutes to Ocala. 60 minutes to Gainesville. The mile-long drive down a shell road leads unexpectedly to a serene garden setting; 1.12 acres at the end of a quiet lane, beneath a canopy of grand live oaks and pine trees. There are two parcels here. The rear lot originally had a single-wide mobile home with its own meter, well, and septic tank with drainfield. Its ready for a new single-wide or cute tiny house, which would complete a private family compound! Use it for family retreats or AirBnb when you are not there. The main lot greets the visitor in a park-like setting, with Lake Delancey as a magnificent presence, visible throughout the house. This 2-bedroom, one bath home offers over 1200 sqft of space, with a bonus area that can be tailored to your needs. The house and workshop are constructed with sturdy block and protected by a durable metal roof. Recent repairs to the metal roof include replacement of all screws and sealing the flashing joints and chimney. The living room hosts a grand stone fireplace as focal point; a true gathering place for friends, family and maybe even a game night. The second bedroom doubles as a unique custom office with pecky cypress and built-in desk in semi-circular view, perfect for a home business or to curl up for a good read. On the lakeside is a generous covered patio with ceiling fans, overlooking the water and sunsets. There is even a powered workshop for your projects and storage with carport for small vehicles or equipment. The private dock with built-in seating and table witnesses every sunset, and you're invited! Sky and water are big at spring-fed Lake Delancey (830 acres), surrounded by the Ocala Nat'l Forest. The location offers privacy, nestled in nature with 100 feet of shoreline, and lake access is limited to home owners. Wildlife abounds; sandhill cranes return every year to the adjacent lagoon to nest. Year-round fishing and boating or trail riding around the lake are all available in a pristine setting. The 16-mile Delancey Loops OHV trail system around the lake also accesses other trail systems further north. This is an astonishing opportunity; with a classic ranch house, ready to be brought forward with modern updates. Bring your creative vision and turn it into a show-piece modern home with truly one of the most spectacular water views in the state of Florida! A fisherman's dream, an artist's inspiration! What can you create here?

Property Details of 23797 NE 189th Street

Property Details

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Mortgage Calculator


$
$
%
Est. Mortgage:
$/month over payments
Federal 30-year interest rate: 6.51% last updated on May 21, 2026. * The above figures are estimates provided by Union Street Media using the FRED® API, and are not endorsed or certified by the Federal Reserve Bank of St. Louis. Check with your lender for actual interest rates.
Listed by Earl Wilson of FONTANA REALTY (352-817-3574)

Listings courtesy of StellarMLS as distributed by MLS GRID. Based on information submitted to the MLS GRID as of May 23, 2026 8:35 AM EDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers’ personal noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. The use of the MLS GRID Data may be subject to an end user license agreement.

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