3520 1st AvenueFernandina Beach, FL 32034Price: $799,000

  • Price: $799,000
  • Est. Mortgage of $/month
$
$
%
$/month over payments
Federal 30-year interest rate: 6.51% last updated on May 21, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.
  • $799,000List Price
  • 3Bedrooms
  • 2Full Bath
  • 1,406Square Feet
Coastal Cottage tucked within lush, low-maintenance native Florida landscaping, the home feels like a private garden retreat near the shore. The generous 100x100 lot size provides rare space and flexibility this close to the beach, offering room to relax, entertain, or simply enjoy the peaceful coastal setting. Inside, vinyl plank flooring runs throughout the entire home, offering easy, low maintenance care that makes cleanup simple after sandy beach days. The primary suite opens to a spacious screened lanai with private views, perfect for enjoying morning coffee or evening breezes. A detached guest cottage adds versatility and appeal, complete with air conditioning, a kitchenette, half bath, and an enclosed outdoor shower that captures the essence of classic Florida beach living. Whether used for guests, a studio, or additional entertaining space, it enhances the property's unique coastal charm. A large rear deck invites gatherings under the stars or quiet mornings surrounded by mature landscaping. If you are searching for a beach cottage on Amelia Island with a large lot, guest house, and walkable access to the ocean, this 1st Avenue property delivers location, character, and an authentic coastal setting that is increasingly rare to find.

Property Details of 3520 1st Avenue

Property Details

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Mortgage Calculator


$
$
%
Est. Mortgage:
$/month over payments
Federal 30-year interest rate: 6.51% last updated on May 21, 2026. * The above figures are estimates provided by Union Street Media using the FRED® API, and are not endorsed or certified by the Federal Reserve Bank of St. Louis. Check with your lender for actual interest rates.
Listed by Tiffany Messer of BERKSHIRE HATHAWAY HomeServices HWREI

 "Based on information submitted to Amelia Island - Nassau County Association of Realtors as of May 23, 2026 1:03 PM EDT. All data is deemed reliable but is not guaranteed accurate by the MLS. All information should be independently reviewed and verified for accuracy. IDX information is provided exclusively for consumers’ personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing."

 
 

 

 

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