7 N 13th TerraceFernandina Beach, FL 32034Price: $165,000

  • Price: $165,000
  • Est. Mortgage of $/month
  • 40 Days on Market
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$/month over payments
Federal 30-year interest rate: 6.51% last updated on May 21, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.
  • $165,000List Price
This lot has a great location, just opposite Central Park and is just a 10 minute walk from downtown and 7 minute cycle from Main Beach. It has high elevation and slight slope. It has one significant tree on the side of the lot that can easily be avoided and is 25% covered in shrubs. There is no set back on front and sides and a only a 10 ft set back on back. An impervious footprint of 3651 sft is allowed. This includes the driveway, only if it is impervious. The formal access is through 13 th Terrace - a cul de sac, but informal access from the connector between 13th and 14th is also possible Zoning is MU 1 which allows Single Residential plus light business use. Owner financing is available for reasonable rates.

Property Details of 7 N 13th Terrace

Property Details

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$
$
%
Est. Mortgage:
$/month over payments
Federal 30-year interest rate: 6.51% last updated on May 21, 2026. * The above figures are estimates provided by Union Street Media using the FRED® API, and are not endorsed or certified by the Federal Reserve Bank of St. Louis. Check with your lender for actual interest rates.
Listed by RALPH HARVEY of LISTWITHFREEDOM.COM (855-456-4945)

 "Based on information submitted to Northeast Florida Association of REALTORS as of May 23, 2026 12:39 AM EDT . All data is deemed reliable but is not guaranteed accurate by the MLS. All information should be independently reviewed and verified for accuracy. IDX information is provided exclusively for consumers’ personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing."

 
 

 

 

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