95161 Lock StreetFernandina Beach, FL 32034Price: $429,000

  • Price: $429,000
  • Est. Mortgage of $/month
$
$
%
$/month over payments
Federal 30-year interest rate: 6.51% last updated on May 21, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.
  • $429,000List Price
  • 3Bedrooms
  • 2Full Bath
  • 1,895Square Feet
Welcome to 95161 Lock St in Concourse Crossing - a beautifully maintained 2024-built home situated on one of the largest lots in the community at .32 acres! Backing to a preserve for added privacy, this property offers the perfect combination of newer construction, upgrades, and outdoor space that's hard to find. Located in the smaller, phase 2 section of Concourse Crossing, this area features all single-family homes and a charming green space nearby perfect for kids or dogs to play. Enjoy the benefits of NO CDD fees and a low annual HOA while still being conveniently located near shopping, dining, and everyday conveniences. This one-owner home features 3 bedrooms PLUS AN OFFICE with thoughtful upgrades already completed after closing, saving the next owner time and expense. Interior features include luxury vinyl plank flooring throughout with absolutely no carpet, custom barn doors on the office, upgraded kitchen faucet, kitchen cabinet hardware, and a brand-new dishwasher. The open layout feels bright and welcoming, while the cute front porch adds to the home's curb appeal and charm. Step outside and enjoy the fully fenced backyard overlooking the preserve, screened lanai, gutters, security cameras, and plenty of room to relax or entertain. The garage has also been upgraded with durable epoxy floors, and a glass storm door adds additional natural light and style to the entryway. Why wait to build when this nearly new home already has the upgrades done for you? Schedule your showing today!

Property Details of 95161 Lock Street

Property Details

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Mortgage Calculator


$
$
%
Est. Mortgage:
$/month over payments
Federal 30-year interest rate: 6.51% last updated on May 21, 2026. * The above figures are estimates provided by Union Street Media using the FRED® API, and are not endorsed or certified by the Federal Reserve Bank of St. Louis. Check with your lender for actual interest rates.
Listed by Jen Solomon of WATSON REALTY CORP.

 "Based on information submitted to Amelia Island - Nassau County Association of Realtors as of May 23, 2026 6:03 AM EDT. All data is deemed reliable but is not guaranteed accurate by the MLS. All information should be independently reviewed and verified for accuracy. IDX information is provided exclusively for consumers’ personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing."

 
 

 

 

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